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Price and Quality: Car Insurance Company Comparison

Bovo Law Jan. 3, 2010

There are many different aspects to consider when doing a car insurance company comparison, such as the car insurance price, the quality of customer care, and the coverage of the different policies. There are certain websites and companies that do car insurance company comparisons on a regular basis which are a great resource for individuals who are either searching for car insurance for the first time, and for those who are thinking about switching over to a new car insurance company.

Research

One place to start researching when doing a car insurance company comparison is to go to the state’s department of insurance where there will usually be a listing of the different car insurance companies along with the customer complaints ratio that have been launched against that company. It is also useful to check the same companies on other state’s websites as well since a company might be doing fine in one state because they do not have as many customers there, but are horrible in another state and individuals need to be aware of any problems.

Another place to research a car insurance company comparison is to go to J.D. Power’s Consumer Center. This company does research on the different car insurance companies and collects data from their customers on all aspects of how the company does business. In this way they can give the companies marks on how well they do in customer service, handling claims, and the pricing for the different plans according to the research from their customers.

There are also financial ratings on the different car insurance companies, comparing their strength in the market today. This helps to give the individual comfort knowing that the company indeed has enough money to pay out on a claim, rather than resisting it because the company itself is in financial trouble. These ratings can be found at A.M. Best or Standard & Poor’s. Another place to find out information from a knowledgeable source is to work with an insurance agent, usually one that is an independent agent who will sell policies for many different companies rather than just one. That way the agent is more apt to give unbiased information regarding the strengths and weaknesses of the different companies so that the individual can get a better car insurance company comparison. One other place to gather information from an unbiased source is from a body shop, since they have to deal with car insurance companies and their customers on regular basis and are familiar with the complaints that come with each company.

The foregoing article was written by the author based on experiences she has had. This article is not stated as a legal opinion or as fact but instead is stated as opinion of the author.