Sifting Through Your Car Insurance Quotes
Feb. 18, 2010
If you have already done the leg work with your car insurance research, chances are that you have several or possibly even several dozen car insurance quotes to decide between. You have cheap car insurance quotes as well as expensive car insurance quotes, and you are not quite sure where to go from here. Here is some help in sorting through your car insurance quotes.
The Cheap Car Insurance Quotes
Chances are you have several cheap car insurance quotes, ranging from the very cheap car insurance quote to the moderately cheap car insurance quote. To differentiate between these car insurance quotes you need to look at the fine print. What type of extra services do these companies offer? Do they have towing or rental cars to help you in the case of an accident? Or is the coverage just bare minimum coverage? If you still cannot decide which cheap car insurance quote is better than the other, look online for some customer reviews. Most online car insurance quotes are free online car insurance quotes, so many people will get a quote from each company. You will have many different reviews to look into. Look for how quickly the companies process claims, how quickly they send people out to process the vehicle claim, and if they actually do offer things like towing and rental cars. If they do offer towing and rental cars, try to find reviews on the rental cars that they use as well as their towing company. All of this will help you to chose between your cheap car insurance quotes.
The Expensive Car Insurance Quotes
You probably also have several expensive car insurance quotes that are nowhere near the cheap car insurance quotes. You might be wondering why these insurances are so expensive when compared to the cheaper quotes that you were given. Chances are that these more expensive car insurances offer more perks and more coverage than the cheaper ones. Look into exactly what coverage you have with these companies. Are you covered if a tree falls on your car? For most of the cheaper insurances, the answer is no. But if you have a more expensive car insurance, you just might be covered. Some insurances do not cover one car accidents, either, like if you ran into a fence. If you chose to have this coverage, you will probably pay more for your premium.
Make sure that you read the fine print for whatever car insurance quote you end up going with!
The foregoing article was written by the author based on experiences he has had. This article is not stated as a legal opinion or as fact but instead is stated as opinion of the author.